Financial & Healthcare Inclusion

Internet 3.0 Data Exchange Protocol & Digital Consent Architecture

Financial & Healthcare Inclusion

Internet 3.0 Data Exchange Protocol & Digital Consent Architecture

Digital Identity & Documents

Manage Your Verifiable Digital IDs and Effortlessly Prove Your Identity Online and In-person with Privacy-preserving, Tamper-proof Blockchain Credentials accessible Anytime, Anywhere.

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Work Credentials

Showcase Your Professional Achievements and Streamline Career Progression by Digitally Securing Your Work History, Certifications against fraud with Blockchain-verified Credentials.

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Academic Certifications

Digitally secure your Diplomas, Transcripts, Degrees, Awards and Academic Achievements with Tamper-proof Blockchain Certificates for Worldwide Educational and Employment Opportunities.

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Financial Insights

Empowering Secure Data Sharing and Control over Yyour Financial Information and Data with Account Aggregator (AA) and Verifiable Credentials, enabling Private and Auditable Service Access.

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Medical and Healthcare

Link Your ABHA-ID and Health Records with blockchain-verified credentials, ensuring Privacy and Accuracy of Your Medical History, enabling Secure-sharing with Healthcare Service Providers.

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Real World Assets

Establish Verifiable Ownership of Your Digital and Physical Assets, Securely Track and Transfer Your Valuable Assets, such as real estate, digital art etc with immutable blockchain records.

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Social Memberships

Digitally Verify Your Social memberships and Affiliations, Manage your Club and Community Memberships, streamlining Access and Participation in multiple Rewards and Loyalty Programs.

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NUVO is addressing the challenges of Digital Empowerment, Financial and Healthcare inclusion which impacts over 950+ million adult population in India alone.

NUVO is addressing the challenges of Digital Empowerment, Financial and Healthcare inclusion which impacts over 950+ million adult population in India alone.

Core Technology Solution

Experience The Future of Data Exchange with our complete Digital Stack leveraging Blockchain Verifiable Credentials and AI-ML computing to enable secure, transparent, and Consent-driven Data Exchange. NUVO Wallet facilitates Trusted Interactions by ensuring Data Provenance and Intelligent Processing within a User-centric Framework.

Personalized Data Wallet

Inter-operable Blockchain Data Wallet to manage Identity, Financial, Medical, Business Data, Documents and Digital Credentials

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Universal Consent Layer

Built in consent-manager with implementation at scale across multiple use cases via SmartLinks, SmartCodes and SmartCards

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Zero-Knowledge Compute

On-demand compute with AI-ML Data Processing to reduce turn-around-time, Improve Data Quality and Enable Real-Time Decisions

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Acceleration and Partnerships

We are thankful to our incredible accelerators and partners for their unwavering support, invaluable guidance, and for empowering NUVO to reach new heights.

Simplify Digital Credentials Issuance and Data Management

NUVO brings together Data Issuers, Consumers, Validators and Users on a common Blockchain Data Exchange Protocol.

Mobile Data Wallet

Securely Store and Manage Digital Credentials and Documents in Your Personal Data Wallet on Mobile

Quick Share Documents

Share Multiple Credentials and Documents with via Smartlinks on Whatsapp or QR SmartCodes

Request Data with Consent

Secure Method to Collect Documents from other Party with Easy Selections, QR SmartCodes and SmartCards

Immutable Records

Credentials Issued and Recorded on Blockchain ensures lifetime integrity and authenticity

Instant Automated Verification

Credentials can be Verified Instantly, Reduce Manual Checks, Save Time and Costs

Self-Sovereign

Complete Ownership and Control over Personal Digital Data Enhancing Privacy and Data Security

Industry Focus and Solution Verticals

In a Digital-First World, nearly every service, from online banking and e-commerce to healthcare and government portals, relies on seamless data exchange. NUVO provides Trusted, Secure, and Verifiable Credentials and universal data exchange for various industries.

SmartCardsSmartCodes (QR)SmartLinksData Terminal

Social Impact

Social Organizations, Impact Startups, NGOs

NUVO helps to build trust and stronger relations by empowering individuals and communities, and enables Financial and Healthcare Inclusion with Credit Histories, Verifiable Skills and Work Histories, Asset Ownership while safeguarding Privacy and Dignity.

Recommended Solutions
SmartCards

Healthcare

Hospital, Clinics, Diagnostic Centers, Private Practitioners

NUVO provides secure handling and exchange of patient data for Hospitals, Clinics, Doctors and Healthtech Startups to build trust, seamless exchange resulting in improved dignostics,personalized treatments, improved public health initiatives.

Recommended Solutions
SmartCards

Fintech & Banks

Fintech, NBFC, Banks, Wealth Advisors

NUVO enables Banks and Fintechs to unlock innovative, personalized financial solutions, offer better onboarding for banking services, KYC and Re-KYC, accurate credit assessments, tailored investment advice with data protection and privacy.

Recommended Solutions
SmartCards

Education

Schools, Colleges, Universities, Alumni Associations, EdTech

NUVO helps to reduce admin challenges and provides Students and Parents with control over their own Data, Academic Progress, Health Records, Improve Security, Access to Hostel, Library, other Campus Facilities and Events, Rewards and Alumni Program

Recommended Solutions
SmartCards

Accounting Services

Accounting Firms, Chartered Accountants, Tax Consultants

NUVO helps to provide clients with control over their Financial records, Workflow-based Data-sharing and Automated Checks to streamline Data Collection for Tax Preparation and Auditing, and enables more Accurate, Real-Time Financial Insights.

Recommended Solutions
SmartCards

Asset Management

Real Estate, Equity Shares, Bonds, Carbon Credits, Digital Assets

NUVO provides advanced capabilities for Digital and Physical Asset Tokenization, Tokenization, and end to end Transfers and Traceability with immutable records. NUVO enables seamless linking of Smart-contracts and tracking assets.

Recommended Solutions
SmartCards

Travel and Hospitalty

Hotels, Concierge Services, Visitor Management

NUVO is transforming the Guest Check-In Experience, making it Faster, Secure and Private, with Option to Pre-Authenticate using Digital Credentials, Document Authentication and Face Match at check-in counters, reduces Paperwork and Physical-ID Scans.

Recommended Solutions
SmartCards

Events and Ticketing

Ticket Sales, Ticket Re-Sales and Royalty, Event Day Check-ins

NUVO provides complete solution for Event Management with Ticketing & Payments, Digital Credentials on blockchain, Eliminate Fraud and Streamline Check-ins. Organizers benefit from Transparent Sales, Royalty from Re-Sale, Real-Time Analytics.

Recommended Solutions
SmartCards

Memberships

Social Clubs, Professional Organizations, Societies

NUVO enales organizations to Issue Membership as a Secure, Self-Sovereign Digital Credential, allowing members to prove their status in real-time, Organizations benefit from Reduced Admin Overheads and ability to Provide Tiered Services.

Recommended Solutions
SmartCards

Using Data Privacy and Protection is Rewarding !

Sign up, Share with friends and Use NUVO Wallet on a Daily Basis to Earn Reward Points and Bonus Offers !

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Joining Bonus

Create Account & Complete Onboarding Process to Claim Bonus

Claimed: 10

COMING SOON

Referral Rewards

Refer Friends & Team Members and Claim Rewards on Succesful Signups

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COMING SOON

Activity Milestones

Rewards for Active Account Usage on Regular Basis for Data Transactions

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Frequently Asked Questions

Got questions? We've got answers. Find what you need here.

What is consent-based data exchange with blockchain verifiable credentials?

Consent-based data exchange with blockchain verifiable credentials (VCs) is a system where individuals have complete control over their personal data. Instead of organizations holding your data, you possess verifiable digital credentials that prove your attributes (like age, address, or qualifications). You then grant explicit, granular consent for specific organizations to access or verify only the necessary information from your VCs, all secured and recorded on a blockchain.

How does blockchain make data exchange more secure and private?

Blockchain enhances security and privacy by providing an immutable, distributed ledger for recording consent and credential issuance. This makes it extremely difficult to tamper with records. For privacy, VCs allow for Zero-Knowledge Proofs, meaning you can prove an attribute (e.g., being over 18) without revealing your exact age, minimizing the data shared and reducing privacy risks.

What are Verifiable Credentials?

Verifiable credentials are tamper-evident digital proofs of an individual's attributes or qualifications, issued by trusted organizations (issuers) and held by the individual (holder). They contain cryptographic proofs that link them to the issuer and prevent unauthorized modification, making them trustworthy and easily verifiable by relying parties.

How do I give Consent for Data Exchange ?

NUVO Wallet is a Digital Data Wallet application which you can install your smartphone. When an organization requests data, your wallet will prompt you with a clear request detailing what information they need and why. You then explicitly approve or deny the request, and this consent is often recorded on the blockchain for auditability.

Can I revoke my consent after granting it?

Yes, in a robust consent-based system, you should have the ability to revoke your consent at any time. While the original act of granting consent might be immutably recorded on the blockchain, revoking it typically signals to the relying party that they can no longer access or use the previously shared data, and this revocation is also recorded.

Is my personal data stored directly on the blockchain?

Generally, no. Your sensitive personal data itself is not stored directly on the public blockchain. Instead, the blockchain stores Encrypted Data and cryptographic Hash that link to your verifiable credentials, which you hold securely in your digital wallet. This design ensures privacy while leveraging the blockchain's immutability for verification.

News

Stay informed with the most recent news and key activities from our community.

Achievements !

Your hub for insightful resources, engaging blogs, and valuable financial content.

IIMA Ventures Kotak Bizlabs, Grant Winner

Designed to source ideas from Bharat. IIMA Ventures, committed to fostering “Tomorrow’s Startup Capitals” in India’s underserved tier-2 and tier-3 cities, presents in collaboration with Kotak Mahindra Bank – Kotak BizLabs. This program supports social impact and sustainability-focused startups with grant funding along with tailored training, mentoring and acceleration support.

Next-Gen FinTech Pioneer Award, Fintech Fusion, Winner

Fintech Fusion Award 2025 Bangalore - Honoring Innovation, Leadership & Excellence in FinTech, The FinTech Fusion Awards celebrate trailblazers, disruptors, and visionaries redefining the financial technology landscape. From game-changing startups to established industry leaders, we recognize those pushing the boundaries of digital finance, payments, blockchain, and beyond.

Fintech and Smart & Sustainable Technology, Winner

This Summit aims to bring together leaders, innovators, and stakeholders from across the 7 sectors of digital technology Industry. This summit provides a platform for insightful discussions, networking opportunities, and the sharing of best practices across various sectors. Our goal is to foster collaboration, inspire innovation, and drive the growth of digital technology Industry in Andhra Pradesh.

XDC Finternet Accelerator Program, Cohort 1, Winner

Aligned with the Government of India’s “Make in India” initiative, The XDC Network Finternet Accelerator Program is designed to support and nurture Web3 startups, leveraging the combined strengths of T Hub and the XDC Network. This initiative aims to empower MVP-ready startups in the Indian subcontinent by providing them with the necessary resources, mentorship, and infrastructure to accelerate their growth.

Finchain - iVenture Program by ISB DLabs & Broadridge, Winner

DLabs Incubator Association (DLabs) at the Indian School of Business (ISB), in collaboration with Broadridge, launches a global accelerator program for start-ups working in AI, Blockchain and DeFi space. The two organizations have come together to support and nurture innovations by offering comprehensive support, including mentorship, capacity building and networking opportunities. We empower startups.

YourStory Techsparks Tech 30, Winner

Over the last eight years, we at YourStory have been presenting the Tech30 — our specially curated list of India's top 30 early-stage tech startups. Tech30 is often among the most anticipated tracks at TechSparks, India's largest tech and startup summit — always heavily attended — with the audience practically spilling out of the auditorium for the pitches and report launch.

Intl. Creativity & Innovation Award (ICIA), Finalist

International Creativity and Innovation Award (ICIA) is designed as a learning platform for young innovators through experiences of creativity and innovation organized in the form of online and onsite (hybrid) competitions and collaborations that are integrated into the World Creativity and Innovation Day (WCID) initiated by the UN as part of the celebration of creativity and innovation.

RBIH Swanari Techsprint - Idea & Design, Winner

RBIH's Swanari TechSprint provides a platform to conceptualise, develop and support innovations in technology that enhance access, usage and quality of financial services for all women in India. Through this, RBIH aims to create an ecosystem of fintechs and tech providers who are bridging the gender divide in financial services responsibly and transparently.